Credit Manager_Commercial Banking Origination

Job Description

• – Prepare and originate new credit applications, ensuring high-quality and timely submissions to sanctioning teams and relevant credit committees.
• – Conduct annual credit reviews of portfolio clients and ensure credit applications are successfully approved on schedule.
• – Lead the presentation and defend credit applications at local, regional, and Board Credit Committees .
• – Ensure timely identification of accounts with early warning signals and recommend quality credit solutions for continued management within the portfolio or for downgrade.
• – Efficiently and satisfactory provide quality query resolutions to the Commercial Banking and Credit functions.
• – Maintain a thorough understanding of the Botswana business environment, industry trends, and the Bank’s credit systems and processes.
• – Monitor credit conditions, risk triggers and covenants and ensure quality submissions to Credit, highlighting breaches and mitigating factors where necessary.
• – Ensure compliance with all internal and regulatory credit policies. Proper maintenance of credit files and ensure audit readiness at any time.

Key Responsibilities

• Manage the credit risks associated with the portfolio .
• Prepare and originate new credit applications, ensuring high-quality and timely submissions to sanctioning teams and relevant credit committees.
• Conduct annual credit reviews of portfolio clients and ensure credit applications are successfully approved on schedule.
• Lead the presentation and defend credit applications at local, regional, and Board Credit Committees .
• Ensure timely identification of accounts with early warning signals and recommend quality credit solutions for continued management within the portfolio or for downgrade.
• Efficiently and satisfactory provide quality query resolutions to the Commercial Banking and Credit functions.
• Maintain a thorough understanding of the Botswana business environment, industry trends, and the Bank’s credit systems and processes.
• Monitor credit conditions, risk triggers and covenants and ensure quality submissions to Credit, highlighting breaches and mitigating factors where necessary.
• Ensure compliance with all internal and regulatory credit policies. Proper maintenance of credit files and ensure audit readiness at any time.

Qualifications & Experience

Business/Accounting/Finance Degree. CA, MBA or CFA will be added advantage. At least three (3) years’ experience in same field

How to Apply

To apply, please visit: https://firstrand.wd3.myworkdayjobs.com/FRB/job/Gaborone/Credit-Manager-Commercial-Banking-Origination_R53503 Please state that you got the job advert through JobHub BW website when submitting your application.